In addition to problem loans, that is no less important was to scrutinize bank profits. If a large profit, the bank should be managed properly. But what is so like that? Not necessarily. Try to look at the source of bank profits. Is it because the interest income? Whether due to "windfall" because there is gain on foreign exchange for example, or even because of anything else. What is it? One is due to reversal of reserves of unused credit crunch and then into income.
What is wrong with this? Nothing is wrong. However, the source of such income is not sustainable and may only occur once or twice. In other words, the next year is not necessarily the bank can generate a profit of acquired today. And that means, the bank's future not so bright. Well, it's up to you, go ahead if you want to place funds in a bank whose future is unclear.
Some of the things mentioned above are things that are technical. There are still other things that do not require in-depth assessment to see whether a bank could potentially problematic or not. For example, find out who the banker who sits as the top management at the bank. Find out the background and previous gait. If you've got hours of flying long enough, and as long as it's not unheard of to do things that are reprehensible, then logically the bank must be kept well maintained.
So, what about the bank burglary case that arises out lately? This could only happen in the management of private banking, where banks provide specialized bankers power to manage the funds of the rich. Well, if you are classified as rich and also want to place funds in a bank that has a private banking or wealth management unit, then the factors become a private banker who you are is vital.
Do not place the funds just because the banker friendly, beautiful, voluptuous, and whatever reasons are personal. But, how the integrity and professionalism of these bankers. And do not ever deal or give instructions without legal documents are authentic base. At the very least, you have evidence that there "anything" with your funds.
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